It’s Christmastime! There are only so many shopping days left! Have you put lights on your house yet, sent out cards, and bought sufficient gifts? Do you need something new to wear for the annual Christmas party? Have you planned the meal…

We all made our public announcements on Dec. 31: “This year, it will be different.” This year I will get organized, lose weight, save money, be a better version of whatever it is I already am. Setting goals is part of the fun of a New Year.…